6 Tips for Getting a Student Loan with Bad or No Credit

September 20th, 2019


Many people want to attend college but are afraid they cannot afford to. Some people have worked hard to save money but it is not enough. Others want to go to a better university but its cost is out of their reach. Most people will have a hard time affording college, but with a bad or no credit it can be nearly impossible. Here are six tips for getting a student loan with bad or no credit.

1. Establish credit – One way to be able to get a student loan is to establish some credit. If you do not have any credit to your name you can check with your local bank or credit union about getting a student credit card or taking out a small loan. If you make consistent payments and do not overcharge you should be able to establish a good credit score. Banks and credit unions will work with you to help you maintain your credit score once you have established one.

2. Turn bad credit around – If you have a bad credit score you can take out a new loan or credit card and try to make your payments on time. Clearing out your old debt will go a long way to raising your credit score. Some credit card companies will work with you if they know that you are trying to turn your credit around. Call up anyone you owe money to and see if they can work something out for you. Bad credit can be turned around.

3. Know your loans – There are many types of student loans available and not all of them rely on a credit score. Sometimes states will award loans and scholarships are based on need only and not on credit. FASFA is a needs based loan that the government has set up. The amount of money you receive depends on your need. Your credit score is not taken into consideration. Private loans will look at your credit score. If you can fund your college career with FASFA and state loans you will not have to worry about private loans. You may be able to get away with fewer private loans if you qualify for FASFA. Go online and fill out your FASFA form today to see how much money you can receive towards your college degree.

4. Borrow the maximum – If you qualify for a FASFA or state loan you should borrow the maximum amount you can as long as it is subsidized. An unsubsidized loan will require you to make payments while you are still in college. A subsidized loan will not require payments until you are out of school for six months. Then you can start paying or make different payment arrangements.

5. Get help – If you need help figuring your way around bad credit you can check out personal finance blogs and sites that have guides such as the LearnBonds guide for people with bad credit. You can also ask at your local band or credit union. It is important to have good credit coming out of college and for loans. Take the time to find out exactly what you need to start on the road to a good credit score today.

6. Maintain credit – Once you have gotten your loans and good credit score it is important for you to maintain your good credit. Future purchases will depend on a good credit score. Find out exactly how much money you have outgoing and incoming and make sure your outgoing balance does not exceed your incoming one. Try and create a savings for emergencies and for fun trips or pleasure. Many banks offer special holiday or vacation savings rates to help people save their money and have a good time. Good credit is a great thing to have and keep. Be sure you are educated when it comes to your credit score so you can expand your education later.


Jane Hurst has been working in education for over 5 years as a teacher. She loves sharing her knowledge with students, is fascinated about edtech and loves reading, a lot. Follow Jane on Twitter.


The Rise Of Luxury Dorms – What Do They Mean For Campus Life?

September 19th, 2019


 What did your college dorm look like? If you’re like most grads, you likely lived in a bare bones room – not particularly attractive or comfortable, but it did the job. More recent grads, however, describe a different experience. As a result of what’s been called the “amenities arms race,” colleges are undertaking extensive new construction projects at exorbitant costs. While schools spent $6.1 billion on construction projects in 1995 – largely due to the growing number of students attending college – by 2006 that number peaked at $15 billion, with spending targeting upgrades, rather than expansion.

In the midst of all this construction, one of the most noticeable changes to hit college campuses is the quality of housing available. Though certainly not the norm for all students, luxury dorms offer an opportunity for wealthier students to upgrade their living experience without leaving the oversight, and the financial umbrella, of the school. But what does this shift mean for campus life? Luxury housing may not be the source of inequality on campus, but its presence may amplify it.

The University Luxury Boom

Luxury dorms and university housing take a number of forms, depending on the location of the campus and just how elite the housing is designed to be. At Wichita State, for example, luxury housing means a nicer, tech equipped dorm at the center of campus – and a price tag double that of the underused standard housing. Despite vacant units elsewhere on campus, Wichita sunk $65 million into this new project because it will help them attract more students and because parents are willing to pay for such high-end housing.

While wealthier students are shelling out for nicer housing, as well as hidden perks like concierge service for the true 1%, students reliant on financial aid, especially first generation and minority college students, live wherever they can. This is especially concerning considering the hidden phenomenon of homelessness and food insecurity on college campuses. Rather than using construction funds to address equity issues that significantly compromise some students’ ability to access an education, universities continue to indulge wealthy students whose paths have already been cleared of barriers.

Profiting From Privilege

Obviously wealthy students can afford to pay more for nicer housing, but is constructing such luxury dorms, most of which ultimately serve upper-middle class students, not one-percenters, actually profitable for colleges? The answer is complicated, requiring a look not just at college finances, but at how construction and development financing works.

When colleges build luxury dorms, especially in major cities where these dorms tend to resemble high-end apartment buildings, they know that they’ll be charging students a flat rate while they handle all of the additional expenses, including utilities. They may charge students for some added services, such as maintenance – colleges tuck all kinds of fees into their payment schedule – but overall, it’s on the school to handle all the bills, and this gives them access to a modified gross lease.

As described in this complete guide to the modified gross lease, this financial model can make dorms more profitable for colleges because they know that they’ll have very few, if any, vacancies in the property. It’s easy to set a fixed fee, then, and know that it will not only cover operating costs, but also pay for construction and generate profit. This works especially well in cities where, if students aren’t offered these housing options, they’ll simply opt to live off campus. With luxury housing, colleges keep that money on campus.

What Students Really Need

Indulgent dorms may be a profitable investment, but they come at a cost to the rest of the student body. Not only are their students facing housing insecurity on campus, but students in older dorms could benefit immensely from simple upgrades. Improving the HVAC system, installing better WIFI and other digital capabilities, and even just improving the student bathrooms would all make standard dorms more comfortable and appealing, and should become the glue that holds school communities together. Unfortunately, it’s hard to boast about modernizing dorms to meet basic student needs to way a school could about luxury housing.

Finally, the United States’ obsession with luxury and catering to wealth is reaching abroad and influencing British universities. Shifting away from inexpensive and often dilapidated dorms and apartments, universities across the UK are investing in pricy and elaborate housing options like those at Coventry University, which are modeled on hotel rooms. But what these schools are discovering is that these new residential options not only amplify distinctions among students, but they also drive town and gown tensions. Schools have often struggled to connect with their surrounding communities, but by building over the top luxury housing that would be unaffordable to local residents. Simply put, this new housing creates multiple levels of friction.

Luxury housing may be a financial boon for universities, but ultimately this shouldn’t be a primary concern for schools. At a time when students and adjuncts alike are facing economic stress, schools could be investing their funds in providing stability and a shared standard of living. Instead, the institutions that are meant to lift students up are further dividing them by economic status.

Annabel Monaghan is a writer with a passion for education and edtech. She writes education and career articles for The College Puzzle with the aim of providing useful information for students and young professionals. If you have any questions, please feel free to email her at annabelmonaghanwriter@gmail.com


Useful Java Programming Online Courses For College Students

September 18th, 2019


Many college students looking for websites to learn Java. Being one of the most popular programming languages, it is an active part of numerous university and college courses. If you are new to programming and would like to start with a friendly language, then Java would be a good choice.

The Top 10 Online Programs That All the Java Students Should Check

  1. CodingBat

This is considered as a go-to free online resource that is developed particularly for college students by a programming educator. It has dedicated sections for Java and Python, covering all kinds of programming-related exercises. The web resource is divided into different sections, each focusing on a programming principle (check this) like arrays, loops, functions, strings, etc.

There is an inbuilt text editor for each problem that students can use to write the code. Later, they can check the solution and even track their progress. Before solving these exercises, students can also go through the related theory or watch informative video tutorials as well.

  1. Java 101

As the name suggests, this website is dedicated to the basics of Java. It covers a more theoretical approach and gradually leads to programming. While it is not recommended for advanced learners, first-time Java students would find it extremely helpful.

  1. Java Code Geeks

This is a community of Java learners and programmers to share knowledge and skills under one roof. While the interface is a bit cluttered, you will find dedicated lessons for core Java and JavaScript. Also, you can post your queries about Java and interact with other students.

  1. Cave of Programming

The “Java for Beginners” module on Cave of Programming would certainly clear all the doubts you have regarding the basics of the language. It has covered all kinds of programming principles that first-time students should be aware of. The best thing is that the online course is available for free.

  1. Udemy

Udemy hosts a wide range of courses that are designed by industry experts. The good thing is that you can choose the best-suited course for your requirements. Though, most of these courses are paid.

  1. Coursera

Just like Udemy, Coursera also offers a wide range of dedicated programs for learning Java. Most of these courses are affiliated by globally-reputed universities and can help you earn more credits. After completing the course, you can even get the respective certificate as well. Since these courses are paid, you should look for other free options beforehand.

  1. JavaTPoint

This is one of the most popular online resources for learning Java. The website features dedicated courses on programming concepts like arrays, functions, strings, etc. Apart from Java, you can learn other programming languages as well like C, C++, Python, etc.

  1. Programiz

Programiz might not be as popular as other options here, but it is certainly worth giving a try. It has hosted dedicated tutorials for Java, C, and Python. Users can look for specific lectures or go through the entire course. The interface is pretty impressive with most of the resources available for free.

  1. edX

As of now, edX provides both free and paid Java programming courses. Most of these courses are dedicated to first-time Java students. Therefore, if you are looking for an intermediate or advanced level university course, then you skip this option. Since the courses offered here are affiliated by top-notch universities, it will certainly be a good option to consider.

  1. Solo Learn

Solo Learn provides different modules related to Java programming that anyone can go through on their own. It starts with the basics and gradually moves to more advanced topics. Apart from theory, it also includes exercises and quizzes to test your newly acquired skills.

Now when you know about not one, but ten different sources to learn Java, you can easily sharpen your programming skills. Go ahead and explore some of these above-listed options on your own. We would recommend trying freely available resources like CodingBat before exploring the paid options. Surely, our aim is not to promote the website, but to help students in their search of additional platforms to learn Java, which can assist in becoming professional.

Jeremy Kendell

Jeremy is an expert publishing consultant and skilled tech writer. He was reporting on tech news and all aspects of the web developing industry. He delivers top-notch content with a unique view on usual things.



Most Common Undergraduate Dissertation Problems: How To Deal With Them

September 17th, 2019


Ordinary homework and essays are difficult for an undergraduate. When the stakes are rising even higher with a dissertation, the challenge becomes more intense. Thus, experts have identified common dissertation writing mistakes and challenges that every undergraduate student should anticipate and find a way of overcoming.

  1. Not Understanding Or Getting Your Title/Research Question/Hypothesis/Aim Accurately

Starting off a paper is always a huge challenge for students. You have no idea whether the title is accurate, or whether you’ve chosen a thesis statement that will give you the results you desire. Some students will choose research questions that are ambiguous or a hypothesis that is erroneous. In other cases, translating the idea into a research question becomes a problem. That may delay the commencement of your paper to a great extent.

Avoid wasting time or starting off on the wrong foot by consulting your supervisor or teacher. The teacher will provide guidance on how to select a strong title, formulate the research question, and keep your work within researchable limits. Use proofread samples and examples to guide you when crafting these important sections of your paper. Discuss the examples with your teacher or supervisor to ensure that they meet the standards required.

  1. Managing Time and Meeting Deadlines

The deadline for submitting your dissertation appears to approach faster than you can complete the paper. It causes most students to rush through the paper at the last minute. The last-minute rush affects the quality of your paper and leaves you extremely stressed. It appears as though you do not have the time to handle your academics or enjoy a social life. Such lack of time will give you a terrible school experience.

Since time is limited, every student should invest in a homework planner. A planner is a notebook or application where you will enter all your assignments, their intensity or quantity, and due date. A homework planner helps you to keep track of all the work you are supposed to complete and, therefore, avoid missing the deadlines. Homework planner apps are among the helpful resources for students to make your school work easier. It will send you an alert when your paper is due to enable you to work faster or avoid missing the deadline.

  1. Getting Quality Reference Materials For Your Project

A dissertation is an academic paper that is supposed to show your thoughts about a particular subject. It has a chapter on literature review where you are supposed to present what other authors have said about the topic. You must also read sufficient, high-quality, and relevant materials on the subject to inform discussions on your paper. The use of poor quality reference materials will affect the strength of your ideas.

Consult your teacher to recommend high-quality reference materials. Your supervisor has come across different databases and will guide you on the best source of quality articles, books, and such other reference materials. You will never get it wrong when you get guidance from your teacher or supervisor.

  1. Citations And Referencing

Academic writing requires a student to acknowledge the source of his ideas. Each discipline has strict rules on how to cite your sources and make references to these sources. The rules can be confusing and also take a lot of time to execute. Unfortunately, failure to follow the rules attracts punitive penalties. The solution is to use citation and reference apps. The apps provide room to enter the details of these sources and with the click of a button, generate a citation, or reference. Use apps and platforms that are accurate.

  1. Straying From Your Purpose

A topic mutates in the course of research and drafting, almost pushing you to a different conclusion. Academic writing rules require consistency from the topic to the introduction, body, and conclusion of your paper. You should avoid straying from your main topic by developing an outline. The outline indicates your ideas from the introduction to the body and conclusion. Such a plan gives you a general view of your paper before you even commence drafting. Regularly consult your supervisor or teacher who will help you maintain focus on your main topic.

Each student will experience a unique challenge based on the topic and academic prowess. Consult your supervisor regularly and use the resources available to make academic writing easy. Such measures will make the completion of your dissertation easy and satisfying.

Author Bio

Sebastian Miller is a former Calling Lake School science teacher. After four years of teaching, he decided to become a freelance writer. In Sebastian’s opinion, math is the core of all science, and his goal is to enlighten as many scholars as possible through writing.


How to Speak Up in College Class When You Are Introverted

September 16th, 2019


Every human being is different. While some of them are naturally outgoing and love to be in the company of others, there are many others who are quiet and like to keep to themselves. This is a personality trait and one that lives with a person for life. Such reserved and quiet people are termed as introverts.

But being an introvert doesn’t necessarily mean you get to miss out on the joys of life or compromise on the things that you’ve always wanted to do. Though it may not come naturally to you, with some time and effort, you can always achieve your goals.

One of the pain points for an introvert is public speaking, especially speaking up in class. A million thoughts run in the mind of introverts when they have to stand up and talk in a crowd. That said, in today’s competitive environment, getting this ability can make a big difference to your career.

This is why we present to you some strategies that will help you to speak up in class or among a crowd of people, even if you’re introverted.

Accept your fear

The first step is to understand that you’re an introvert and accept that you have a problem talking in a crowd. When you acknowledge this fear, you will take steps towards addressing it. On the other hand, when you are in a state of denial, you will never be able to overcome this fear.

After you accept the fear, verbalize it, and even write down the reasons for your fear. It can be fear of getting ridiculed by others or lack of confidence or just about anything else. Make a list of the reasons that cause this fear in you and start addressing each of it in your own way.

Practice makes you perfect

Practice, practice, and practice. There is no other way to become good at what you want to do and that includes public speaking too. Spend a few minutes every day talking about your favorite topics in front of a mirror. As you gain more confidence, talk in front of your closest friends and see what they have to say. Once you feel confident, start speaking in places with more people and eventually, speaking up in class will become easy.

While practice is important, it is not easy considering that as a college student, you have to juggle between tons of things like your schoolwork, job, social life, and staying healthy. This is why you should take help whenever and from wherever you can, so you get some time to improve your confidence in public speaking. For example, consider taking the NASM practice test and study materials to shave some time off your studying routine so you can focus on this important aspect of speaking as well.

Put yourself in your audience’s shoes

The best of speakers put themselves in the shoes of their audience to appeal well to them. Are you going to be talking in front of your classmates who may have the same doubt as you? Or are you going to explain a concept to your juniors who are eager to learn?

Understanding your audience will take the fear off your mind and can prepare you to deliver a great speech. Remember, there can be many introverts among your audience and by speaking up, you are encouraging them and setting the right example for them to follow.

Never aim for perfection

We are all humans and we make mistakes at all times. So, never aim for perfection as you will fail every single time, regardless of how good a speaker you are. At the same time, make a note of your mistakes and work on them so you don’t repeat the same in the future. This constant cycle of making mistakes, accepting them, and working on them will make you a great speaker eventually. In fact, after a few years, you will reflect on this journey and will feel good about yourself.

Reflect before hand and prepare

As an introvert, you’re probably more comfortable observing people and reflecting on their behavior. While that’s good, you should also ensure that it translates to meaningful action from your end. This means you should not just observe people or watch their reactions but also frame your content in your mind accordingly. This will give you the confidence to speak up and at the same time, what you say will resonate well with your audience, leading to a win-win situation for you.

Start with questions

All of us have doubts regarding what’s being taught in class. While the extroverts prefer to ask directly, introverts either rely on someone else to ask those same doubts or they simply prefer to do their own research to find answers. Though the second solution is not altogether a bad one, you’re better off learning it directly from the teacher and for this, you must stand up and ask that question that’s bothering you.

In fact, this may be a first step towards getting used to speaking in a public place. Remember, everything begins with small baby steps and this is your step towards building your way in public speaking. Never worry about what others would think of your question or whether your teacher would ridicule you for it. Just muster up all the courage in the world, stand up, and ask the first time. After that, it won’t seem so daunting after all!

In short, being an introvert is a natural personality type that doesn’t necessarily mean you cannot be a good public speaker. Though you may not prefer to get all that attention that extroverts seek, it is still important that you stand up and voice your opinion and beliefs to the world. The above-mentioned tips can go a long way in helping you hone on your speaking skills and overcome your fear and inhibitions, so standing up and expressing your thoughts will never be a cause of concern again.

Susan Parker is a writer and tech geek. She volunteers for local environmental conservation programs and writes stories online about things that inspire her.

6 Methods to Cope with Exam Stress

September 13th, 2019


Exam stress can affect even the best and most well-prepared of students, so if you feel anxious thinking exam period is getting close, know you are definitely not alone in this. In order to regain your focus and ace those finals, you need to find some ways to get yourself back on the right track and relax.

While no student is like the other, and for some people studying and revising comes like second nature, for others, no matter how much they study, the thought of going through an exam is nerve-wracking. But fortunately, there are some methods that have proven very efficient when it comes to relieving stress and regaining focus.


Exercising stimulates the release of endorphins, which are known for helping your body cope with pain, but most importantly, anxiety and stress. This does not mean you have to get up and go to the gym for 2 hours every day, if you don’t feel like it. Even a walk or some light jogging can help tremendously with clearing your mind and regaining focus.

Yoga can be another good method to relax while also getting some good exercise for both your body and mind. You can do in at home, whenever you find a few free minutes, or go outside, for better results. Find a quiet place on campus or go to a nearby park, put down your yoga mat and start stretching.


CBD, or cannabidiol, oil is well-known as a holistic method to treat depression and anxiety and can help tremendously with relieving stress. Studies have shown that a tablespoon of CBD oil in the morning can help with both physical and mental relaxation.

Your body naturally produces a certain number of cannabinoids and has two receptors for them, called CB1 and CB2. CB1 receptors are mostly found in the brain and help you with coordination, pain, appetite and thinking, while CB2 receptors are found in the immune system and are helping with pain. For some time, researches thought that what CBD does is attach to the receptors, but further research has proven that CB actually helps your body use more of its own natural production of cannabinoids.

Get Enough Sleep

A rested mind can deal with anxiety and stress much better than a tried one. Make sure that, no matter how much you think you have to study, you ever lose sleep. When you feel tired, you can’t concentrate, so you will lose focus and it will seem you simply can’t assimilate information. Try to get at least 7 hours of sleep at night, to help your body and mind reset.

If you have trouble falling asleep, there are a bunch of methods you can try. A hot shower or bath can help you relax and fall asleep much faster. A hot cup of tea can also help, as well as aromatherapy, especially jasmine and lavender oil.

Get Organized

Getting everything in order around you will give you help you feel more in control of your life, which will boost your confidence through the roof. Oftentimes, a cluttered space will make you feel more anxious and unease, so make some time to put everything back in its place before studying.

Organize your schedule as well, split everything you need to study into bulks and give yourself some deadlines according to the exams you have coming up. Don’t be too hard on yourself if you miss those deadlines from time to time, but do make sure to give yourself a reward every time you finish something on time. Treat yourself with a good dinner, or allow yourself one night out with some friends.


Meditation will help get rid of those bad thoughts and get back on track when you feel like you lost focus. Even 10 minutes of meditation a day can change your entire life for the better. If you don’t feel classic mediation is right for you, there are multiple other types that can help you.

Music meditation is one form of relaxation that is much used by students. Find some calming music and concentrate on the sound. Be aware of the different sounds and how they make yourself feel. If bad thoughts start going through your head, simply acknowledge them and let them pass through.

Eat Balanced

During exams, your schedule can get quite hectic and you may find yourself simply forgetting to eat a good meal. Try to keep a balanced diet and have three meals a day. If you don’t eat enough, your body will get dehydrated and you will find it much harder to deal with stress and regain focus. Forget pizza every night and protein bars.

Eat a good breakfast, cook something for dinner and try to get some healthy snacks to boost brainpower. Nuts and fruits are good snacks that you can keep around for study breaks. Green and black tea are also natural stress relievers, so next time give up that cup of coffee in favor of a good tea.

A bit about myself:

Emma Bonney is a successful blogger whose articles aim to help readers with self-development, Women’s Empowerment, Education, entrepreneurship and content management. My work has been featured and mentioned in a wide range of publication.

How Do You Balance Life While Being A Night Student At College

September 12th, 2019



If you tell people that you plan to pursue a degree course and work full time simultaneously, they will stare at you in astonishment. The popular belief is that you can do only one at a time- you can either pursue an academic career or a corporate career – not both at the same time.

But we’re here to tell you that you can do both – and excel at both too. Yes!

Who attends night school?

The people who attend night school usually want to revive their career or want to advance their knowledge about a particular course. You can also choose to attend night school if you want to hold on to your daytime job. A lot of people you will meet as your fellow night students are wives and husbands looking towards reviving their career, or CEOs and CPAs trying to get some advanced knowledge about their course.

Night school has its own advantages because it allows you to keep earning a good amount of money while continuing with your degree. But it also has its disadvantages- you will not be able to spend a lot of time with your family. Also, you may have to give up on a lot of your free time to manage your studies and your job. This is a necessary evil- one of the points of struggle that you will have to overcome in your days as a night student.

Sure, it is going to be a challenge, and you will have to give up a lot of small things on your part. But in the end, the results are rewarding enough. For example, you can study law at night while designing personalized jewelry as your full-time day-job. Again, it is a challenge, but it is far from impossible.

Here are some ways in which you can balance your life as a night student effectively and successfully:

  1. First off – determination is key

Even today, there are a lot of people who think that academics and jobs cannot go hand in hand. These people will doubt you from the start and will try to discourage you from your decisions. There will be a lot of people who will doubt your enterprise. Do not let them affect you. Instead, focus on the task on that and block everything else out. Once you do that, you will find balancing your job and your academics quite manageable. If you think you can do it, you definitely can.

  1. Make sure you have people to rely on

People will suggest that you should turn your back on all your loved ones and family members for the whole of your academic career. This should not be the case at all. If you have a significant other, or a family of your own, ignoring them for four consecutive years will lead to disastrous results. Instead, manage your time and carve out a schedule that allows you to spend some quality time with your family as well. You may have to sacrifice some birthday parties and some dinner events, but that is where your support system should come in. The people closest to you will definitely understand your situation. However, be sure to give them the attention they deserve as much as you can. Do not shut off your friends and family- you will need them to relax and unwind as well.

  1. Be systematic

If you are a night student who works full-time as well, you will hardly have any time to spare. This is why you should put your organizational skills to good use. Mark out the dates of your examinations, dates of submissions, and everything in between. This way, you will not have to remember when your paper is due or when you have an exam coming up- you can simply work towards getting the job done.

  1. Carve a schedule that works out for you

You need to have a work schedule that is suitable for you. It may not be the same as other night students, but it should work out for you. Keep some time for self-studying, as well as some quality time for your family as well. You can wake up early in the morning, and complete your studies. You can then go to work, come back home and spend an hour or so with your family. You can then go to night school and finish your classes.

If you have another kind of routine in mind, stick to that. Just remember that your schedule should allow you enough time to rest and unwind. Remember, your health comes first.

  1. Get to know other night students

Make friends with other night students in your batch. Almost all of the people you will meet as a night student will be eager to help you out. There can be healthy competition, but overall, you will find them to be your greatest source of support. Not just that, you will want to help them out as well. The exchange of notes, study tips, and guides between you and your fellow students will only strengthen your bond. If you can’t make it to class one day, you can be assured that you will receive all the information you miss. Night school is also the place where you will get a chance to build relationships and friendships that last for a lifetime. Use that opportunity to your advantage and build some great relationships here.

  1. The time between shifts is your time

According to the US Department of Labor, employees must be allowed at least eight hours in between shifts (with certain exceptions, of course). So no matter if you work during the day in an on-call shift or split-shift or normal shift, make most of that time in between two consecutive shifts. You can grab some rest or study for your classes at night, whatever suits you best.

  1. Join a boot camp program

Boot camps are quite popular all over the USA, whether you want to learn something new like coding or get into a fitness routine. With these short and intensive training sessions, you can learn different things as per your interest. The only requirement is that these might come off as slightly expensive, so you can save up to enroll in a boot camp program. The best thing about boot camps is that these are of short duration, so you can learn and juggle your work timings during the day.

  1. Sign-up for online learning

You can leverage a brilliant learning opportunity by signing up for online courses at eminent public and state universities in the USA. Various distinguished educational institutions, including California and Massachusetts University, have launched their own online learning programs for the benefit of working professionals.

In case you are hearing this for the first time, then here is some more information that you might find useful.

As of now, the most renowned USA universities do not have much presence in terms of online learning. But the authorities are now aiming to change that by launching their own digital learning courses – they are even targeting to overcome political and cultural constraints in attracting more and more learners. As such, the scope and nature of their offerings are strikingly diverse. While some institutions probably have higher revenues (from submitted applications) in focus, others are aiming to provide quality education to those who can dedicate time only after doing their day jobs.

These initiatives are wonderful even for those adults who are not yet enrolled anywhere else. So on the off-chance that you are still considering your options for night courses, you can consider digital learning from eminent universities. You can enjoy flexible course timings and also add more value to your work profile.

  1. Enrol at a high school

If you think that you need to develop on your education or acquire some new job skills for better growth at work, then joining a high school at night can be a great idea. You will find many middle and high schools conducting night classes for this purpose. Most of these night schools conduct high school diploma programs or the General Education Diploma (GED) for students in social studies, maths, arts and science curriculum. Night schools offer the flexibility for you to conveniently fulfill your professional as well as academic targets.

  1. Go for extension programs

Many eminent universities offer extension programs for evening students. These are also certificate programs where you can take full advantage of personal academic advisory bodies, career counselling, and practical training, you can even go for internships with leading companies. In case you have still not finished school, then an extension program is an ideal way to experience the real feel of university classes! Only, before you finalize the course and college, make sure to check for the required accreditations and track record – search for student reviews too, to get an honest idea.

  1. Opt for a part-time job online

With hundreds of online jobs available today, bagging a part-time work that pays decently is not a surprise anymore. You can choose from numerous options available today – you can be an online tutor, you can choose data entry work or social media management. Dedicating a few hours to this online job can fetch you enough pocket money to sustain your quick needs conveniently. You can even choose to work as a freelance writer during the day, study and then attend classes at night.


Night students have always been classified as a rare brand, but the reality is shifting soon. A lot of young students who are living on their own find it necessary to find a balance between a full-time job and their education, just so they can support themselves financially. Night school is no longer a space reserved for people who are trying to restart their career, but a lot of young students are deliberately adopting this type of schooling for the aforementioned cause. The important thing to remember is that you should never get discouraged and focus on the task ahead!


Leslie Wilder a creative writer & blogger, who is residing in Nashville the capital of U.S. state of Tennessee, I’m also a self-proclaimed happiness junkie, and someone you would generally consider confident and well balanced.


7 Tips for Finding an Internship Abroad During College

September 11th, 2019


You are in your final years of college and are looking for an internship. While many college students get an internship close to home, there are also many internships available abroad. Imagine travelling around the world to work for an international company. Here are seven tips to help you find an internship abroad.

1. College – Your own college or university may offer internships abroad. Check with your study abroad office or your advisor and let them know that you want to intern abroad. Even if there are no international internships lined up, you might want to check with the alumni office and see if there are any graduates living abroad that might be able to arrange an internship for you.
2. Places – Before you look into internships it is important that you have a general idea of where you want to go. There are many different international cities that have internships available. You can research these cities online and find out where you want to go. Some cities that you may consider are London for business, Paris for fashion, Spain for government or education, Cape Town for tourism and many more.
3. Research – Another option is to research and find an internship abroad yourself. If you put some time and research into finding an internship abroad you are more likely to enjoy the internship and stick with it. Your college may be able to help you get started and will probably encourage you with your research. Go online and look around for international businesses offering internships. You will have more control over where you end up and how much you might get paid. Here are useful sources to aid in your research: GoAbroad, Internships, Gooverseas, MyInternshipAbroad.

  1. Resume – You want to brush up your resume to send to your college or international businesses. You will want to stress the classes and activities you have taken part in that will demonstrate the skills you have learned. You want to research the company you will be interning for so you can hone your resume to suit that company. You want a resume that stands out so you may want to look at some resume examples online. They will show you how to highlight your abilities using certain styles, colors, and fonts.
    5. Volunteer – You can always volunteer for a non profit company in an internship abroad. There are many different positions that you can look into while figuring out your internship abroad. Many non-profits overseas will have hands on or desk work that you can do. This will look good on your resume once you graduate. Be sure to research any international company that is looking for volunteers.
    6. Network – Let people know that you are looking for an internship abroad. Some people may have friends or relatives working abroad that may be willing to help you or connect you to the right people. The more people who know your intentions the more people who might be able to help you. Your parents and their friends or a church group may know people who can help you set up an internship abroad.
    7. Apply directly – “You can apply directly to international businesses. Research the business and see if they are looking for interns. Many business will like bypassing the paperwork that is usually associated with a middleman when dealing with interns,” says an expert from Salsa Dance Lessons. Polish your resume and email some inquiries to different companies overseas. Even if the company you are interested in does not need you they may be willing to pass your resume on to other international companies that could use you.

    Lorraine McKinney is an academic tutor and e learning specialist.

7 Communication Skills Students Need To Succeed Later In Life

September 10th, 2019



Communication is the most vital life skill you can master as a student. With the changing career landscapes, digital advancements, and stiff competition in both colleges and workplaces, having effective interpersonal skills becomes a must.

Cramming tips at the eleventh hour before your big interview isn’t going to work if you wish to make an impression in the job market. Fortunately, as a student, there’s no better time than the present to acquire essential communication skills.

That is why we’ll be talking about seven crucial soft skills you must master now. They will not only help you in your academic career but also make way for success in the long run.

7 Effective communication skills

Here’s a list of 7 effective interpersonal skills worth mastering as a student:

1.     Body language

In any interaction, your body language will speak volumes before you even say a word. Your facial expression, how you stand, and your eyes depict a story, and all these will establish how others think of you.

Irrespective of what you say, if you don’t seem friendly and confident, people are going to assume that you aren’t. So be aware of your body language and start making necessary changes.

Always look in the eye when you speak to others. Offer warm hugs (with family and friends) or firm handshakes. Don’t slouch, keep your head high, shoulders back and stand straight.

If you develop a strong body language, you’ll appear more confident and approachable. In doing so, People are more likely to have a good impression of you and trust your words.

So whenever you’re speaking with friends or giving a speech at school or college, maintain the right body language. In the future, it will help you build healthy friendships both at the workplace and your personal life.

2.     Active listener

Effective communication skills aren’t just about how you talk or use your body language. It’s about how focused you are while listening to others.

In fact, being a good listener will help you improve your social interactions and relationships. It will also enhance your ability to persuade, influence and negotiate.

When you become an active listener, you’ll have a better interpretation of what messages others are meaning to tell you. It will stop you from getting distracted and demand your focus on the speaker.

Also, you can use your body language to demonstrate that you’re listening by smiling and nodding appropriately. Offer thoughtful comments and feedback.

You can practice this skill during a lecture or while interacting with friends. Once you’ve learned it, it’ll become second nature.

3.     Knowledge and clarity

When you’re sharing information and ideas to a group or while having a casual talk, it’s important to be clear and precise in your presentation. And that is only possible when you have the right knowledge.

Do a thorough study in advance and organize your ideas logically. Make sure to use concepts and language that your audience will understand.

Stay away from unnecessary fluff or jargon, and have a clear message. The more clarity and knowledge you have on your topic, the more confident you’ll appear. This will make your audience more active and interested in your message.

4.     The tone of voice and articulation

How you sound while speaking is one of communication’s most essential elements. If you slur your words, mumble, speak too softly, or use fillers like “um”, “ah” or “like”, your listener will have a hard time interpreting your message. Poor speaking ability also displays a lack of knowledge and confidence.

Practice proper articulation and enunciation of your words. You can do this by recording your voice to hear the quality and tone.

Setting the right tone will decide the direction of your conversation. If you interact in an unfriendly or aggressive manner, your listener will reciprocate the same.

For example, during an interview, being confident in your communication skills will give you an edge and set you apart from other candidates.  By speaking confidently and precisely, and asking propping questions, your prospective employers will consider you as a very well-rounded applicant.


5.     Emotional intelligence

It means the ability to interpret, understand, and manage your emotions accordingly. It helps you in avoiding conflicts, empathizing with others, overcoming challenges, and most importantly, in communicating effectively.

You can enhance your emotional intelligence by observing non-verbal signals while communicating with others, like their facial expressions or body language.

Once you learn to notice such signs, you’ll become more empathetic as it will help you understand what your listener is going through. It will also build stronger bonds with others as they’ll feel like they have been heard.

6.     Authenticity

People can easily detect affected behavior and phoniness a mile away. So, when you try to put on a facade or pretend like someone else, it’ll turn them off immediately.

People are more interested in someone who is transparent, original and genuine and speaks from their heart. When you are authentic, you aren’t afraid of showing your true self to others, irrespective of your flaws.

While it may be uncomfortable at first, you can start by defining what you value and who you really are. You cannot create intimacy or connection if you don’t open up or build walls around you.

So, don’t be afraid to show your vulnerability and speak from your heart so that others can relate to you.

7.     Ask great questions

Asking great questions is the best way to know your listener better. It helps you in engaging more deeply into the conversation and in learning more about them.

Open-ended questions invite intimate connection and dialog as it makes your audience feel heard and compels them to share more about themselves. It also encourages others to talk about certain circumstances in a more detailed manner.

This ensures that you achieve your goal and get the information you needed from the person. Because it requires more than a two-word answer, open-ended questions are crucial for productive discussions and shows that there are various ways to interpret and respond to certain matters.

Final advice

To be an effective communicator, you’ll have to put in the work and effort. Communication is nothing but skill and therefore if you keep practicing, you’ll become better at it.

Possessing impeccable interpersonal skills will help you in every aspect of your life. Review these seven skills and try to incorporate them into every social interaction.

As a student, it’ll help you excel in academic life and prepare you for the future.  Especially if you happen to work in the business field, acquiring excellent communication skills will help build your brand successfully in the long run.


Jimmy Popworth is an online journalist, writer and web developer with an Associates Degree in Applied Science. His writing style is both informative and witty, and his tastes are eclectic.



Mission-driven Business Startup Benefits for Students

September 9th, 2019



Student life has changed tremendously when compared to one or two decades ago. Nowadays, students have numerous opportunities to learn about their studies in real-life scenarios. Seeing how their knowledge can be applied in an actual work environment is something that motivates students to try harder and perform better at university.

One of the leading students’ interests is learning more about investments in mission-driven startups. With hundreds of new startups being established every month, the business world is moving away from a traditional structure to reach innovation and jump on this speeding train of technical revolution. So, what can students learn from startups and why they should  be involved in this world while still studying?

Student Entrepreneurs

Some of today’s successful startups have been founded by students with an entrepreneurial spirit. This led to student entrepreneurs motivating their other colleagues to invest their knowledge into something that will bring value to them and their community.

Just think about Bill Gates and Mark Zuckerberg, who were both student entrepreneurs who launched their startups, which are now among the top five most successful tech companies in the world.

Startup Ecosystem

A startup ecosystem shows students what to expect once they graduate. As universities across the states are attended by students from other parts of the world, from Asia all the way to the Caribbean, documentation is a considerable part of your investment project.

Students from abroad that hold or looking to hold more than one citizenship will always be on a lookout for best available fast citizenship option to utilize it the best way possible for establishing their own startup or joining an existing one. For instance, foreigners can acquire Dominica citizenship by investment in 2-3 months and as Dominicans can set-up a tax friendly startup structure which will benefit them in a long run.

Undoubtedly, the determining factor of a startup success will be a mission-driven approach. Those students who are focused on their mission will reach out to the desired goal. But how can you know if a startup ecosystem is something for you?

Mission-Driven Leaders in the Startup World

You can’t be successful in a world where everything depends on your idea, hard work, and determination. Investing in startup opportunities will bring you the results you want only if you’re able to fit into this world. And, it’s not an easy world to fit in. Competition is getting bigger and bigger, technology is changing all the time, and you still have to perform well in your exams. Finding time for such a demanding activity is not easy.

However, if there’s a will, there’s a way. You can take your chances in a food industry and start frying uniquely flavored donuts, or create an IoT-based startup that utilizes the most recent and innovative technologies such as LwM2M—the possibilities are endless. With astonishing technological advancements and solutions students can make the most of the startup ecosystem and work passionately on something that can become very profitable in the near future.

Here are three types of mission-driven startup leaders who will turn their ideas into successful projects:


  • Students who possess empathy through adversity.
  • Students who are coachable and looking forward to feedback.
  • Students who are experts in the problem they are trying to solve.

Final Thoughts

To enjoy benefits from either joining a startup or establishing your own, you will first need to work on your own skills and knowledge. Although you might have a brilliant idea, you will need to study the startup ecosystem with the same dedication you are studying for your exams—if not even more.

The more startups we have, the more difficult it becomes to succeed. That’s why it’s vital you don’t jump into this environment unprepared. Take your time and start when you feel ready.

BY LINE–Kristian Krisyk had been working in the field of web design for 7 years before becoming an entrepreneur in 2014 in design and marketing. His professional interests and hobbies defined major topics of his articles. These days Kristian runs his business and looks for new development opportunities. Follow him @KristianKrisyk or contact at kristian.krisyk@gmail.com